A "Yes" vote approves, a "No" vote rejects legislation that:

• restores right to sue another person's insurer for insurer's unfair claims settlement practices;
• allows such lawsuits only if insurer rejects a settlement demand and injured party obtains a larger judgment or award against insured party;
• bars such lawsuits against public entities; workers' compensation insurers; and professional liability insurers under certain circumstances; or if convicted of driving under the influence;
• authorizes requests for consensual binding arbitration of claims under $50,001 against parties covered by insurance. Insurers agreeing to arbitration cannot be sued for unfair practices.