A "Yes" vote approves, a "No" vote rejects statutory provisions that:

• limit conditions under which injured party may sue another person's insurer for damages resulting from insurer's unfair claims settlement practices;
• limit emotional distress claims;
• limit property damage claims to those caused by motor vehicle incident;
• exempt professional liability insurers from unfair claims settlement practices suit if professional's consent is required for settlement and professional withholds consent;
• provide that an insurer requesting arbitration is presumed to act in good faith;
• add requirement that state auditor report on effect of Proposition 30, as amended